{"id":21991,"date":"2026-09-23T17:33:00","date_gmt":"2026-09-23T14:33:00","guid":{"rendered":"https:\/\/fxknews.com\/?p=21991"},"modified":"2026-09-23T17:33:51","modified_gmt":"2026-09-23T14:33:51","slug":"abdde-mortgage-faizi-2025ten-bu-yana-ilk-kez-7nin-uzerine-cikti","status":"publish","type":"post","link":"https:\/\/fxknews.com\/?p=21991","title":{"rendered":"ABD\u2019de mortgage faizi 2025\u2019ten bu yana ilk kez %7\u2019nin \u00fczerine \u00e7\u0131kt\u0131"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">ABD\u2019de 30 y\u0131ll\u0131k sabit mortgage faizinin ortalamas\u0131 %7,12\u2019ye y\u00fckselerek May\u0131s 2024\u2019ten bu yana en y\u00fcksek seviyesine ula\u015ft\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fed\u2019in s\u0131k\u0131la\u015ft\u0131rma politikas\u0131, y\u00fckselen petrol fiyatlar\u0131 ve artan Hazine tahvil getirileri bor\u00e7lanma maliyetlerini art\u0131r\u0131rken, faizler de y\u00fckseldi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Art\u0131\u015f, konut talebini bask\u0131l\u0131yor. Toplam mortgage ba\u015fvurular\u0131 15 ay\u0131n en d\u00fc\u015f\u00fck seviyesine gerilerken, daha fazla bor\u00e7lu de\u011fi\u015fken faizli mortgage\u2019lara y\u00f6neliyor.<\/p>\n<p style=\"border-left:4px solid #3b82f6;padding:14px 16px;border-radius:6px;color:#cbd5e1;font-weight:normal;line-height:1.6\">\ud83d\udca1 <strong style=\"color:#93c5fd\">Bilgi Notu:<\/strong> De\u011fi\u015fken faizli mortgage, kredi taksitinin zaman i\u00e7inde piyasa faizlerine g\u00f6re art\u0131p azalabildi\u011fi konut kredisi t\u00fcr\u00fcd\u00fcr. Sabit faizde ise taksitler kredi s\u00fcresi boyunca ayn\u0131 kal\u0131r.<\/p><p style=\"border-left:4px solid #eab308;padding:14px 16px;border-radius:6px;color:#cbd5e1;font-weight:normal;line-height:1.6\">\ud83d\udcca <strong style=\"color:#fde047\">Piyasa Etkisi:<\/strong> Mortgage faizlerindeki y\u00fckseli\u015f konut talebini ve yeniden finansman i\u015flemlerini bask\u0131layabilir. Bu durum, k\u0131sa vadede konut piyasas\u0131 ve in\u015faat hisseleri \u00fczerinde olumsuz bask\u0131 yarat\u0131rken, tahvil getirilerindeki y\u00fckseli\u015fin s\u00fcrmesi dolar lehine bir zemin de olu\u015fturabilir.<\/p>","protected":false},"excerpt":{"rendered":"<p>ABD\u2019de 30 y\u0131ll\u0131k sabit mortgage faizinin ortalamas\u0131 %7,12\u2019ye y\u00fckselerek May\u0131s 2024\u2019ten bu yana en y\u00fcksek seviyesine ula\u015ft\u0131. Fed\u2019in s\u0131k\u0131la\u015ft\u0131rma politikas\u0131,<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","fxk_merge_backup":"","footnotes":""},"categories":[8],"tags":[20,3137],"class_list":["post-21991","post","type-post","status-publish","format-standard","hentry","category-son-dakikalar","tag-abd","tag-mortgage"],"_links":{"self":[{"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/posts\/21991","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fxknews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21991"}],"version-history":[{"count":2,"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/posts\/21991\/revisions"}],"predecessor-version":[{"id":22009,"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/posts\/21991\/revisions\/22009"}],"wp:attachment":[{"href":"https:\/\/fxknews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21991"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fxknews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21991"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fxknews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}