Bank of America, 3. \u00e7eyrekte beklentilerin alt\u0131nda kalan sonu\u00e7lar a\u00e7\u0131klad\u0131; k\u00e2r sert d\u00fc\u015ferken reg\u00fclasyon maliyetleri artt\u0131.<\/p>\n
D\u00fczeltilmi\u015f hisse ba\u015f\u0131na k\u00e2r 1,08 dolar ile 1,16 dolarl\u0131k beklentinin %6,9 alt\u0131nda kal\u0131rken, GAAP hisse ba\u015f\u0131na k\u00e2r 0,91 dolar oldu ve buna hisse ba\u015f\u0131na 0,17 dolar d\u00fc\u015fen 1,2 milyar dolarl\u0131k uzla\u015fma gideri dahil edildi.<\/p>\n
Gelir 29,96 milyar dolar ile 30,76 milyar dolarl\u0131k beklentinin %2,6 alt\u0131nda ger\u00e7ekle\u015firken, net k\u00e2r 6,90 milyar dolar olarak a\u00e7\u0131kland\u0131.<\/p>\n
\u00d6te yandan net faiz geliri 16,45 milyar dolar ile 16,24 milyar dolarl\u0131k tahmini a\u015ft\u0131, DVA hari\u00e7 i\u015flem gelirleri 6,06 milyar dolar ile 5,41 milyar dolarl\u0131k beklentinin \u00fcst\u00fcnde geldi ve yat\u0131r\u0131m bankac\u0131l\u0131\u011f\u0131 geliri 1,80 milyar dolar oldu.<\/p>\n
Kredi zararlar\u0131 kar\u015f\u0131l\u0131\u011f\u0131 1,27 milyar dolar olurken beklenti 1,49 milyar dolard\u0131; krediler 1,25 trilyon dolar, mevduatlar 2,04 trilyon dolar seviyesinde ger\u00e7ekle\u015fti.<\/p>\n
CET1 sermaye oran\u0131 ise %10,9 ile %11,2\u2019lik beklentinin alt\u0131nda kald\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bank of America, 3. \u00e7eyrekte beklentilerin alt\u0131nda kalan sonu\u00e7lar a\u00e7\u0131klad\u0131; k\u00e2r sert d\u00fc\u015ferken reg\u00fclasyon maliyetleri artt\u0131. D\u00fczeltilmi\u015f hisse ba\u015f\u0131na k\u00e2r<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","fxk_merge_backup":"[{\"ts\":\"2026-10-14 12:01:55\",\"content\":\"\\nBank Of America ( $BAC) Hisse ba\\u015f\\u0131na k\\u00e2r ve gelir beklentilerin alt\\u0131nda kald\\u0131; i\\u015flem gelirleri ve net faiz geliri beklentileri a\\u015ft\\u0131.\\n\\n\\n\\nSonu\\u00e7lar\\n\\n\\n\\n\\ud83d\\udd38 D\\u00fczeltilmi\\u015f hisse ba\\u015f\\u0131na k\\u00e2r : 1,08 dolar (beklenti: 1,16 dolar; %6,9 alt\\u0131nda)\\n\\n\\n\\n\\ud83d\\udd38 GAAP hisse ba\\u015f\\u0131na k\\u00e2r: 0,91 dolar; 1,2 milyar dolarl\\u0131k uzla\\u015fma giderini (hisse ba\\u015f\\u0131na 0,17 dolar) i\\u00e7eriyor.\\n\\n\\n\\n\\ud83d\\udd38 Gelir: 29,96 milyar dolar (beklenti: 30,76 milyar dolar; %2,6 alt\\u0131nda)\\n\\n\\n\\n\\ud83d\\udd38 Net k\\u00e2r: 6,90 milyar dolar\\n\\n\\n\\n\\ud83d\\udd38 Net faiz geliri (NII): 16,45 milyar dolar (beklenti: 16,24 milyar dolar)\\n\\n\\n\\n\\ud83d\\udd38 DVA hari\\u00e7 i\\u015flem gelirleri: 6,06 milyar dolar (beklenti: 5,41 milyar dolar)\\n\\n\\n\\n\\ud83d\\udd38 Yat\\u0131r\\u0131m bankac\\u0131l\\u0131\\u011f\\u0131 geliri: 1,80 milyar dolar (beklenti: 1,77 milyar dolar)\\n\\n\\n\\nKredi ve sermaye\\n\\n\\n\\n\\ud83d\\udd38 Kredi zararlar\\u0131 kar\\u015f\\u0131l\\u0131\\u011f\\u0131: 1,27 milyar dolar (beklenti: 1,49 milyar dolar)\\n\\n\\n\\n\\ud83d\\udd38 Krediler: 1,25 trilyon dolar (beklenti: 1,23 trilyon dolar)\\n\\n\\n\\n\\ud83d\\udd38 Mevduatlar: 2,04 trilyon dolar (beklentiyle uyumlu)\\n\\n\\n\\n\\ud83d\\udd38 CET1 sermaye oran\\u0131: %10,9 (beklenti: %11,2)\\n\\ud83d\\udca1 Bilgi Notu: Net faiz geliri, bankan\\u0131n kredilerden ve yat\\u0131r\\u0131mlardan elde etti\\u011fi faizle mevduat gibi kaynaklara \\u00f6dedi\\u011fi faiz aras\\u0131ndaki farktan kazand\\u0131\\u011f\\u0131 gelirdir. CET1 sermaye oran\\u0131 ise bankan\\u0131n olas\\u0131 kay\\u0131plara kar\\u015f\\u0131 ne kadar sa\\u011flam bir \\u00f6z kayna\\u011fa sahip oldu\\u011funu g\\u00f6steren temel g\\u00fcvenlik \\u00f6l\\u00e7\\u00fcs\\u00fcd\\u00fcr.\\ud83d\\udcca Piyasa Etkisi: Sonu\\u00e7lar kar\\u0131\\u015f\\u0131k g\\u00f6r\\u00fcn\\u00fcyor: k\\u00e2r ve gelir beklentileri ka\\u00e7\\u0131r\\u0131rken, net faiz geliri ve i\\u015flem gelirleri beklentinin \\u00fcst\\u00fcnde kalm\\u0131\\u015f. Bu tablo, hisse \\u00fczerinde ilk tepkiyi s\\u0131n\\u0131rlayabilir; ancak sermaye oran\\u0131n\\u0131n beklentinin alt\\u0131nda kalmas\\u0131 ve k\\u00e2r marj\\u0131ndaki bask\\u0131, bankac\\u0131l\\u0131k hisselerinde temkinli fiyatlamay\\u0131 destekleyebilir.\"}]","footnotes":""},"categories":[8],"tags":[718],"class_list":["post-30904","post","type-post","status-publish","format-standard","hentry","category-son-dakikalar","tag-bank-of-america"],"_links":{"self":[{"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/posts\/30904","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fxknews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30904"}],"version-history":[{"count":3,"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/posts\/30904\/revisions"}],"predecessor-version":[{"id":30954,"href":"https:\/\/fxknews.com\/index.php?rest_route=\/wp\/v2\/posts\/30904\/revisions\/30954"}],"wp:attachment":[{"href":"https:\/\/fxknews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30904"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fxknews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30904"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fxknews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30904"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}